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Freelance & Consulting

Freelance Hourly Rate & Target Income Calculator

Calculate your true billable rate accounting for unbilled admin hours, software overhead, and desired annual take-home profit.

Recommended Rate
Minimum Hourly Rate
$98/hr
Gross Target Revenue: $131,000
Effective Billable Hours: 1,200 hrs/yr

Why Standard Freelance Rates Fail

Most freelancers underprice because they calculate rates based on a 40-hour work week multiplied by 52 weeks. In reality, independent consultants spend 35% of their time on unbilled administrative tasks, client acquisition, invoicing, and accounting.

The Formula Behind Sustainable Consulting

To safeguard your business against cash flow gaps, this model accounts for annual overhead expenses (software licenses, coworking, legal fees, insurance) and enforces realistic billable capacity constraints.

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